An innovative consumer lending and leasing company backed by a proprietary owned credit engine. The business encompasses a finance solution for consumers and small businesses, an online retailer, and a business providing home and health services. The finance arm aims to replace the ‘Buy Now Pay Later’ sector and is fully regulated holding an AFSL.

The loan facility is supported by an LVR of 60% against receivables, combined with a profitable business generating strong margins from its diversified products and services.

A non-bank finance company specialising in asset-backed lending to small-to-medium enterprises in Australia focused on providing revolving lines of credit and commercial loans secured against business receivables, inventory, P&E, or property. The secured loan portfolio with a first registered mortgage over businesses is diversified by issuer and industry and generally lends 60% against business assets.

The group's loan facility is supported by substantial equity in the business (LVR of 65%) and a profitable business that provides comfort on debt serviceability.

An ASX-listed energy service provider with embedded network customers across strata communities. The business predominately services the Queensland strata communities, selling them electricity, hot water, solar and battery systems.

The loan facility benefits from senior security over the entire group and has a conservative 16% LVR against the value of its embedded networks and customer utility contracts, locked in hedge payment receivables and other investments.

Innovative financier of software, hardware, and professional services for Australian businesses, allowing its customers to spread the upfront costs of critical technology as the underlying benefits from the investment are realised. Technology funded is provided by top-tier technology providers such as Salesforce and Cisco, with the founders having previously built technology finance operations for the likes of Microsoft and Cannon.

The loan facility has a senior security over all business assets, with an LVR of less than 80% against the value of the receivables portfolio.

A subscription-based technology platform that provides corporate credit cards and expense management for small and medium-sized businesses. The platform helps manage staff expenses and integrates with leading accounting and expense management software, removing manual data entry. The company has built up a diverse portfolio of clients from across the health, wholesale trade, technology, retail, and building sectors and has white-labelled its offering to an ASX 50 listed company.

The loan facility has a senior security over all business assets, with a maximum 80% LVR against its diverse book of receivables.

A mixed agricultural enterprise in the central west catchment area of NSW, with a combined landholding of 3,200 hectares of irrigated land, dryland cropping, and mixed grazing. Badly impacted by drought, the borrower has required a capital solution for working capital to plant crops, as well as drought proofing the property through construction of dams and acquisition of pivots, to improve and reduce volatility in cashflows.

The loan facility has been structured with a 32.8% LVR, backed by a first registered mortgage against real property and water rights, to provide substantial protection against further short-term weather and commodity price events.   

A leading Australian technology and manufacturing company operating in the Defence, Communications, and Space markets.  The company’s products incorporate advanced electro-optic applications, laser, electronics, optronics, telescopes, and precision mechanisms. The loan is being used to bridge a working capital gap due to the impact of Covid-19 supply chains.

The A$35mil facility is fully backed by $570mil contracted revenues, $180mil inventories, and $50mil in cash and working capital.